Mutual benefit - dreams of bali

1 Guarantees are based on the claims paying ability of the issuing company.

2 There is no additional tax-deferral provided when an annuity contract is used to fund a tax-qualified retirement plan. Investors should only buy an annuity contract for the annuity’s additional features, such as lifetime income payments and/or death benefit protection.

Taxable withdrawals are subject to ordinary income tax and, if made prior to age 59 ½, may be subject to an additional 10% federal income tax.

The information provided is not written or intended as specific tax or legal advice. MassMutual, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

Securities offered through registered representatives of MML Investors Services, LLC (MMLIS), Member SIPC®( ), or a broker-dealer that has a selling agreement with MML Distributors, LLC (MMLD), Member SIPC®, or MML Strategic Distributors, LLC (MSD). MMLIS, MMLD, and MSD are subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, Members FINRA ( ).

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111-0001) and its subsidiaries, . Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082).

The whole FCGS membership and it’s “value” is nothing more than a sales gimmick. It was put in place as a sales tool to convince clients why they should pay a much higher premium for an insurance policy that many other companies offer at a much lower price.

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Episode 6 - Insurance: Protecting Yourself from Damage
This episode begins with examples of activities with varying amounts of risk and introduces insurance, explaining how it is used to transfer or reduce risk. With a story about a homeowner, students learn several key insurance related concepts and terms.

Through more than 20 offices in 11 countries in the Middle East and North Africa, AMIDEAST provides additional services to American and local educational institutions, individuals, and public and private organizations.

Within resource-abundant Africa, it is home to the biggest reserves of precious ores, including diamonds, gold, cassiterite, copper and cobalt (of which Congo houses the largest reserves). The country’s estimated mineral wealth is a staggering US$24 trillion – equivalent to the combined GDP of the United States and Europe! No wonder the World Bank believes Congo has the potential to become one of the richest countries on the continent and a driver of African growth.

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